How it Works
Shop online or in-store with anyone of our registered merchants
Pay deposits and affordable monthly installments online at any time
View all your layby’s and outstanding balances from your personal dashboard
Get the merchant’s best deal guaranteed!
Shop online or in-store with all your favorite merchants and brands and, at the end of the month, settle all your layby’s with a single convenient installment.
Absolutely No Cost
All the features of Layby Café are absolutely free to use including making payments, checking balances and knowing that your funds are completely safe throughout the entire transaction.
The beauty of a Layby Cafe payment plan is that it carries zero interest throughout the purchase period. Essentially, the amount you see is the amount you pay. Simply amazing.
No Credit Risk
Your credit score is not affected in any way when you shop and pay with Layby Cafe. If something happens and you can’t complete the purchase, simply cancel the transaction and get your money back..
With a single Layby Cafe account you can shop on layby at most retail and online stores. Find us under payment options online or ask for us in-store.
Checkout some of the stores that offer Layby Cafe as a payment option.